If space is NOT an issue; export a self-contained mov file using “Current Settings” this would be your digital master to keep forever.
If space IS an issue, export to mov file and do NOT check make self-contained ( a reference file)
Either way, take that exported file into your compression program to create your deliverable.
The cheapest subtitle option is to duplicate your sequence and create text on the screen.
Chris Tompkins
Video Atlanta LLC