Hi Pat,
Yes, the FCP text generator sucks, but there Title 3D from Boris that comes with it which is quite good. There’s also a bunch of other third-party text tools you can get such as CHV’s Text Collection which is great.
Not sure what you mean by your second question, are you trying to drag clips around in the canvas or slip the video in them? Up in the top right-hand section of the canvas window, select image and wireframe and you can easily drag footage around, but when you get it close you should open the clip in the viewer and set the integers to even ones.
Hope this helps…
Have a wonderful day.