[Taylor Davidson]

Hi Joe,

I’m the Taylor Davidson, Jonathan referenced.

You’re not off base thinking that premium is low. It doesn’t mean it’s not the right coverage but it certainly indicates that you would want to do some serious double checking directly with the carrier before assuming everything you want to do would be covered by their insurance policy.

A number of the industry associations have EXCELLENT programs put together for the members, particularly in terms of keeping the premiums down. But the trade off is normally some serious restrictions on the type/quantity of work that will be covered under their policy.

Call or email me if you’d like to go over it in more detail (855-624-2787 or taylor@neilbenton.com).

Hope that helps!