(David makes the Sign of the Cross…)
WEVA is older as its been around for ~20 years, 4Ever was a breakoff from WEVA when some (ok, a lot of) people became disenfranchised with WEVA. I say this only so you have some background — in other words, bad blood probably still exists, so don’t use ones name with the other.
What kind of insurance are you looking for, equipment or ‘Errors and Omissions’ (E&O)?
E&O is good to have because in your travels, somebody is going to get disappointed with your work or a screw-up will occur.
I’m leery of equipment insurance (except for equipment that remains on your physical property) because it’s a double-edged sword, equipment costs are dropping but you can’t really afford not to have it – what I’m trying to say is that the insurance company is going to give you less than what you need to replace it because video equipment is like a new car, the value of the equipment drops 25% the second your credit card goes through the talzon.
The best ‘insurance’ you can get when you’re videotaping a wedding I’ve found is hiring some big guy to watch over the equipment. I used to hire my cousin and gave him a twenty…he did eat his Wheaties…
As far as the organizations are concerned, contact them and get the information, they aren’t going to let you get too much information, but they should be helpful enough to give you an idea if you want to join them or not, it’s the least they should do for you before you fork over $$$ for membership and then more $$$ for the insurance…