Stick with Vegas 6 for that, then render to a DV AVI then add effects within Adobe 7. I also advise running magic bullet to give your footage a more film-like quality.
I’m just like you, I suck at Adobe products period but picked up Vegas really fast when it comes to simple things.
If you want to edit to a beat, that’s really easy in Vegas. Just make real time cuts while u hear the music or i guess you can mar things, although I’ve never done it.