I’d guess that the computer itself is several years old, based on using CS5 and GTX570 – you didn’t tell us the processor used, which is most important thing.
Regarding drive speed, probably not the issue. at least for playing native footage – 4K from consumer/prosumer cameras might be only 100mbps, which is equivalent to 4 DV streams, which most any SATA drive can handle with ease. Of course, when you get into “Professional” formats then the codecs can be much heavier and would indeed require RAID storage.
Really, I think that overall you just have a computer that is getting older and that is the core issue, it just can’t keep up.
Please let us know which processor you are running and what the footage is, from what device (camcorder model or action camera, etc).
You also mentioned a stutter after render – do you mean you rendered part of the timeline to “green”? In that case, what Preview codec are you using? That could actually be overwhelming the hard drive, if the Preview codec is heavier than the source, which is very likely as source codecs are typically H.264-based and the Preview codec will be something less compressed, which for 4K means big files!
Thanks
Jeff Pulera
Safe Harbor Computers