Wouldn’t it be simpler to just have an option to click “opaque” or simply select a color that you want the BG to be if you don’t want it transparent.
The problem with a black matte underneath is one, if you have a lot of these kinds of titles you have to move and manage two clips now, secondly when you make a dissolve or a scene transition, you have to make it for both the matte and title.
Going back to creating a black rectangle in the BG for a second. This also has a few problems. it’s easy to click the BG instead of your font and have to then to find your fonts buried beneath the rectangle. But with the rectangle I don’t need to create a black matte — but, when these titles come over someone’s picture, I then have to create a matte or it won’t fade out properly.
An option to have a colored BG and not a transparent BG would really be handy, a lot of titlers have this option.