liability insurance; additionally insured

[Mick Haensler]

I pay a little over $600 a year with Allstate for 1 mil in liability, 100k on equipment, plus 20k for rental gear. We have our homeowners, car and boat insurance with this agent which makes things a lot easier and cheaper. They like it when you give them all of your business.

Mick Haensler
Higher Ground Media

[Ed Cilley]

The Hartford. They aren’t tuned into the needs of video production necessarily, but offer good general liability coverage. (And won’t charge for “additional insured.”)

Ed

Avid and FCP Preditor
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Anything worth doing at all, is worth doing well.
– Philip Dormer Stanhope, Earl of Chesterfield

[Tony Esposito]

Thanks guys, out of this chain I heard about Allstate and The Hartford. Are there any other suggestions? I want to do the same as Mick with liability for sure then I was going to see about rental and E&O which I agree with another on here that, that can be avoided with a contract so maybe equipment? Also, I thought 2 million was the norm on liability?

Tony